These Terms of Use (“Terms”) govern your use of the public Vestivra website at vestivra.com.
Vestivra is operated by Teralvra LLC (“Vestivra,” “Teralvra,” “we,” “us,” or “our”).
By accessing or using the public website, you agree to these Terms. If you do not agree, do not use the website.
Public Website Only
These Terms apply to the public Vestivra marketing website.
Access to and use of the authenticated Vestivra application at app.vestivra.com is governed by separate customer agreements, subscription terms, data-handling requirements, and other applicable agreements.
If there is a conflict between these Terms and a written customer agreement concerning the Vestivra application, the applicable customer agreement controls for that relationship.
Informational Purpose
The public website provides general information about Vestivra and its capabilities.
Website content is provided for informational and business-evaluation purposes only and does not constitute:
- Legal advice
- Title advice or a title opinion
- Foreclosure advice
- Compliance advice
- Financial advice
- A representation concerning the legal status, priority, validity, or enforceability of any lien, instrument, or property interest
You should not rely on public website content as a substitute for professional judgment or advice appropriate to a specific matter.
Vestivra is a review tool. It does not provide legal advice or replace human review and judgment.
Product Information
We work to describe Vestivra accurately, but website descriptions, screenshots, features, functionality, availability, and other product information may change.
Nothing on the public website constitutes a guarantee that a particular feature, functionality, integration, result, processing time, or service will be available to any particular customer.
Any commercial commitment concerning Vestivra must be contained in an applicable written agreement.
Demo Requests
Submitting a Request a Demo form does not create a customer relationship, service agreement, confidentiality obligation, or other contractual relationship.
We may decide whether and how to respond to a request.
Do not submit confidential client documents, borrower information, loan information, Social Security numbers, account credentials, title packages, or other sensitive information through the public website forms.
Acceptable Use
You may use the website only for lawful business and informational purposes.
You may not:
- Attempt to gain unauthorized access to the website, Vestivra application, systems, accounts, or infrastructure
- Circumvent authentication, authorization, access controls, rate limits, or security protections
- Probe, scan, test, or exploit vulnerabilities without prior written authorization
- Introduce malware, malicious code, harmful content, or disruptive traffic
- Interfere with the operation or security of the website
- Impersonate another person or organization
- Use the website to violate applicable law or the rights of others
- Use automated means to extract substantial portions of the website or attempt to reverse engineer non-public Vestivra functionality
Ordinary indexing by legitimate search engines is permitted.
Intellectual Property
The website and its contents, including the Vestivra name, branding, logos, designs, text, graphics, interfaces, and other materials, are owned by Teralvra LLC or used with permission and are protected by applicable intellectual-property laws.
Except as expressly permitted by law, you may not copy, reproduce, distribute, modify, publish, create derivative works from, or commercially exploit website content without prior written permission.
No right or license to any non-public Vestivra software, methodology, rules, technology, or intellectual property is granted through use of the public website.
Third-Party Links
The website may contain links to third-party websites or services.
Vestivra does not control and is not responsible for third-party content, availability, security, terms, or privacy practices. A link does not necessarily imply endorsement.
Website Availability
We may modify, suspend, restrict, or discontinue any portion of the public website at any time.
We do not guarantee that the website will always be available, uninterrupted, secure, or error-free.
Disclaimer of Warranties
To the fullest extent permitted by applicable law, the public website and its content are provided “as is” and “as available.”
Teralvra LLC disclaims warranties regarding the public website, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the extent those warranties may lawfully be disclaimed.
Nothing in these Terms excludes rights or warranties that cannot lawfully be excluded.
Limitation of Liability
To the fullest extent permitted by applicable law, Teralvra LLC and its affiliates, officers, employees, contractors, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to use of, or inability to use, the public website.
These limitations do not apply to liability that cannot lawfully be limited or excluded.
Privacy
Use of the public website is also subject to the Vestivra Privacy Policy.
Changes to These Terms
We may revise these Terms from time to time.
Updated Terms will be posted on this page with a revised “Last Updated” date. Your continued use of the public website after updated Terms become effective constitutes acceptance of the revised Terms to the extent permitted by law.
Severability
If any provision of these Terms is determined to be unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by applicable law.
No Waiver
Our failure to enforce a provision of these Terms does not waive our right to enforce that provision or any other provision later.
Questions About These Terms
Questions regarding these Terms may be submitted through the Privacy & Legal Request form at: vestivra.com/privacy-request/